Services
Legal Services
Communication is key to any successful partnership and we pride ourselves on ensuring we are accessible throughout the process.
We are a boutique law firm in Portsmouth, New Hampshire. We strive to provide clients with a comprehensive approach to their legal needs.
Our specialization in business law, commercial lending, and real estate separates us from the “we do everything” law firms.
Our combined 20+ years in practice focused on the needs of lenders, buyers, and sellers allows us to quickly ascertain the best way to achieve the desired outcome and identify and address potential problems before they become an issue.
Our team has worked together for several years and our clients can feel confident knowing they are getting the most out of our firm’s collective experience.
Having represented clients in New Hampshire, Maine, Massachusetts, and Vermont, we have developed a reputation for providing an exceptional client experience.
Commercial Real Estate
Commercial transactions are our specialty.
We act as counsel for many of the leading lenders in New England to represent their interests when commercial real estate is involved.
We draft attorney prepared documents for commercial real estate transactions in New Hampshire, Maine, Massachusetts and Vermont, along with reviewing bank prepared documents to ensure they are accurate and comprehensive.
We represent borrowers and sellers in commercial transactions to protect their interests and act as escrow and title agents to deliver a timely and efficient closing.
Business Acquisition
We work with lenders to document the purchase and sale of existing businesses to ensure the loan documents match the Commitment Letter and the collateral is properly secured.
We also represent borrowers by offering a strategic business approach for their intended goal, including stock and asset purchases.
Commercial & Industrial (C & I)
C & I loans provide companies with funds that can be used for working capital or to finance capital expenditures, including fixtures and equipment. We work with lenders by crafting loan documents to ensure their interests are protected, including conducting county filing searches as well as UCC searches and filing UCC Financing Statements.
Lines of Credit
We help lenders document their business lines of credit to business owners who need access to short-term funding and ensure the collateral is secured correctly.
SBA 504 & 7a, USDA and NHBFA
Attorney Roman is one of a handful of SBA 504 Designated Attorneys licensed in NH, ME, VT and MA and represents CDCs in those states.
He has closed and funded over 1000 504 loans; protecting lenders and assisting businesses with access to capital.
He also has extensive experience with the SBA 7a loan program and works with lenders to make sure they do not lose the SBA guarantee. Attorney Roman also assists lenders with documenting USDA loans, as well as NHBFA loans.
Title Searches and Title Insurance
We examine the public record to determine and confirm a property’s legal ownership.
We also issue title insurance that protects against certain losses stemming from undetected or undisclosed defects in the past chain of title.
We work with four of the largest title insurance underwriters to obtain the best result for the client.
Escrow Agents
Our firm acts as an independent third party in charge of the holding of assets, documents and money until both parties have satisfied their contractual obligations and the sale can be closed.
Business Entity Documentation
We assist borrowers in forming new business entities by registering them with the Secretary of State’s office, obtaining an Employer Identification Number (EIN) from the IRS, and preparing their governing documents, including LLC operating agreements and corporate bylaws.
Real Estate Transfer (Conveyance)
We document the conveyance of interest in real property to another owner, which includes executing a search of the public records and drafting the deed in favor of the new owner.
In addition to conveying a piece of property from a seller to a buyer, we prepare deeds for those who want to transfer their property into a trust for estate planning purposes.
Residential Real Estate
We represent residential mortgage lenders and buyers and sellers of residential real estate, including raw land, single-family homes, and condominiums.
See Fleet Street Title and Closing for more information.
